Document Type : Original Article
Authors
1
PhD Student in Law, Islamic Azad University, Sanandaj Branch, Sanandaj, Iran.
2
Assistant Professor, Law, Payame Noor University, Tehran Branch, Tehran, Iran.
3
Assistant Professor, Department of Law, Faculty of Humanities, Islamic Azad University, Sanandaj Branch, Iran.
4
Associate Professor: Department of Jurisprudence and Law, Kurdistan University, Kurdistan, Kurdistan, Iran
Abstract
One of the banking bonds of Iran is the "partnership" contract. This contract is of great importance regarding the conflict of interests of the public and the government system, which is dependent on the government and sometimes independent. The purpose of the partnership in the Iranian banking system is to facilitate production, trade and service activities, which according to the definition of civil partnership means to combine the share of cash or non-cash company owned by individuals in a common way, for profit. . The present dissertation deals with one of the important methods of granting Islamic banking facilities, namely civil partnership agreements, and how to implement it in the Islamic banking system of Iran, through a descriptive-analytical method. The research findings indicate that in order to implement a civil partnership contract, its implementation criteria must be carefully considered. Thus, the most important criteria for the financial and moral competencies of the partner are the technical and financial capability of having a plan for obtaining collateral and registering a partnership contract, which must be specified during the execution of the contract, and in the absence of any of these criteria. Obliged to terminate the contract.
Keywords: Islamic banking, banking operations, civil partnership, financial facilities, usury
Keywords
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