Document Type : Original Article
Authors
1
Department of Jurisprudence and Principles of Islamic Law Sciences, Ahvaz Branch, Islamic Azad University, Ahvaz, Iran.
2
Assistant Professor), Ahvaz Branch, Islamic Azad University, Ahvaz, Iran
3
Department of Jurisprudence and Fundamentals of Islamic Law, Ahvaz Branch, Islamic Azad University, Ahvaz, Iran.
10.30510/psi.2022.334160.3262
Abstract
Uncertainty is an inherent element in all economic activities. The Islamic financial and banking system, like other conventional economic and banking activities, faces a variety of risks, the management of which is very important to achieve the desired goal. Following the equipping of resources and its allocation to economic activities in the financial markets - where today the banking network is responsible for a large part of this credit market - the accuracy of banks' non-current receivables, the need to recognize the dimensions of risk and risk management tools Brightens and highlights.
In this article, after reviewing the research conducted on the types of risk and how to properly manage it, solutions that can be effective in fulfilling the operational plan, increase profitability and promote Islamic banking, in addition to complying with Islamic rules, are proposed. . Diversification of credit products, the need to design financial engineering tools in harmony with Islamic economics by inviting researchers, avoiding asymmetric information, stabilizing financial regulations in the economic system and developing error detection systems, are among the most important proposals that accompany all relevant economic pillars. (Executive and supervisory) and the establishment of courts of economic offenders across the country to reduce irregular fluctuations and the security of return on investment is at the top of the pyramid.
Keywords
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